How To Add A Driver To Your Missouri Car Title Quickly And Easily

If you have recently purchased a car or have had a change in your personal situation, you may need to add a driver to your car title. In the state of Missouri, this process can be completed quickly and easily if you know what steps to take. In this article, we will guide you through the process of adding a driver to your Missouri car title and provide tips for making the process as smooth as possible.

Whether you are adding a spouse, a child, or another family member to your car title, there are certain Missouri car title laws and requirements that you need to be aware of. Understanding these laws and requirements is essential to ensuring a successful application process.

With our comprehensive guide, you will learn everything you need to know about adding a driver to your Missouri car title. From the necessary documentation to the steps you need to take to get your updated car title, we have got you covered. So, let’s dive in and get started!

Understanding Missouri Car Title Laws

Before adding a driver to your Missouri car title, it’s essential to understand the state’s car title laws. Missouri has specific regulations regarding the ownership and transfer of car titles. Therefore, it’s crucial to know the rules to avoid any legal complications.

Firstly, the Missouri Department of Revenue’s (DOR) Motor Vehicle Bureau handles car titles, and all car titles in the state must be processed through this department. Secondly, the car title’s ownership and transfer process can vary depending on whether the car is new, used, or leased. Lastly, it’s essential to know that car title laws can change, and it’s always good practice to stay updated with current regulations.

Having a good understanding of Missouri car title laws will make the process of adding a driver to your car title quicker and more straightforward. Knowing the laws can prevent any legal issues from arising and ensure a smooth transaction.

What is a car title?

A car title is an official document that proves ownership of a vehicle. It includes important information about the vehicle, such as the make, model, year, and vehicle identification number (VIN). It also contains the owner’s name and address, as well as any liens or loans against the vehicle.

1. Legal proof of ownership: A car title serves as legal proof of ownership and is required to sell or transfer ownership of a vehicle. It is also necessary to register your vehicle with the state and to obtain car insurance.
2. Transfer of ownership: When you sell your vehicle, you will need to transfer the car title to the new owner. The new owner will then be responsible for transferring the title to their name.
3. Lienholder information: If you have a loan on your vehicle, the lienholder will be listed on the car title until the loan is paid off.
4. Vehicle information: The car title includes important information about the vehicle, such as the make, model, year, and VIN. This information is used to register the vehicle and for insurance purposes.

If you lose your car title, it can be difficult to sell your vehicle or transfer ownership. It is important to keep your car title in a safe place and to obtain a duplicate title if the original is lost or damaged.

What are the laws regarding adding a driver to a car title in Missouri?

Missouri laws require anyone who wants to add a driver to their car title to fill out the necessary paperwork and provide certain documents. The driver being added must meet certain qualifications, and the process must be completed within a certain timeframe.

The driver being added must be a legal resident of Missouri and must have a valid driver’s license or state-issued ID card. They must also be at least 18 years of age and have proof of insurance.

It is important to note that the person who is adding the driver to the title remains the legal owner of the vehicle. The driver being added does not have any ownership rights to the vehicle, but they will have legal permission to operate it.

What are the consequences of not following Missouri car title laws?

Penalties: Failing to follow Missouri car title laws can result in penalties such as fines or legal action. These penalties can be costly and time-consuming, and may even result in the loss of your vehicle.

Difficulty with Resale: If you don’t follow the proper procedures for adding a driver to your car title, it could create difficulties when you try to sell your vehicle. The lack of a properly updated title could scare off potential buyers or result in a lower selling price.

Legal Issues: If you don’t properly add a driver to your Missouri car title, you could face legal issues in the future. For example, if the driver you added gets into an accident, you could be held liable for damages and injuries if the title is not in order.

Requirements for Adding a Driver to Your Missouri Car Title

If you want to add a driver to your Missouri car title, you will need to meet certain requirements. Firstly, the person you want to add must have a valid driver’s license or a state-issued ID. Secondly, they need to be at least 18 years old. Lastly, the person you want to add must have a good driving record, meaning they have not had any major traffic violations or accidents.

Another requirement for adding a driver to your Missouri car title is that the vehicle must be registered in the state of Missouri. If the car is registered out of state, you will need to transfer the registration to Missouri before adding a driver to the title.

It’s important to note that adding a driver to your Missouri car title may also impact your insurance rates, so be sure to contact your insurance company to inform them of the change and find out if any adjustments to your policy are necessary.

Who is eligible to be added to a Missouri car title as a driver?

If you are the sole owner of the vehicle, you can add anyone you choose to the car title. If the vehicle is co-owned, both parties must agree to add a driver to the title. The driver being added must be at least 16 years old and have a valid driver’s license. If the driver is under 18, they must also have the consent of a parent or legal guardian.

If you are adding a driver who is not a family member, you may be required to provide additional documentation to prove the relationship or authorization to add the driver. Additionally, if the driver being added is from out of state, they may need to obtain a Missouri driver’s license before being added to the car title.

It’s important to note that adding a driver to your car title can affect your insurance coverage and rates, so it’s a good idea to check with your insurance provider before making any changes to your car title.

What documents are required to add a driver to a Missouri car title?

1. Original title document: To add a driver to a Missouri car title, the original title document must be presented to the Missouri Department of Revenue. This document must be signed by the current owner(s) of the vehicle and the driver being added to the title.

2. Driver’s license: The driver being added to the title must present a valid driver’s license or a state-issued ID card. This document must match the name of the driver being added to the title as well as the information on the original title document.

3. Proof of insurance: Proof of insurance must also be presented to add a driver to a Missouri car title. This document must show that the driver being added to the title is insured to operate the vehicle in question.

It is important to note that if the original title document has been lost or destroyed, a duplicate title must be obtained before a driver can be added to the title. Additionally, if the vehicle is financed or leased, the lienholder or leasing company may require additional documentation or signatures.

Once all necessary documents have been presented, the Missouri Department of Revenue will process the request to add the driver to the car title. The department will issue a new title document that reflects the updated ownership information, which will include the driver being added to the title. The new title document will be mailed to the owner(s) of the vehicle within a few weeks.

It is important to ensure that all necessary documents are provided when adding a driver to a Missouri car title. Failing to provide the correct documents can result in delays or the rejection of the request.

What fees are associated with adding a driver to a Missouri car title?

When you add a driver to your Missouri car title, there are certain fees that you should be aware of. These fees are in addition to the cost of the title transfer itself. Here are some of the fees you may encounter:

• Processing Fee: You will be charged a processing fee of $11.00 to add a driver to your Missouri car title. This fee is paid to the Missouri Department of Revenue.
• Title Fee: There is also a title fee associated with adding a driver to your Missouri car title. The fee for this varies depending on the type of vehicle you own and the age of the vehicle.
• Tax: You may be required to pay tax on the transaction, depending on your specific circumstances. If you are unsure about whether or not you need to pay tax, it is best to consult with a tax professional or the Missouri Department of Revenue.
• Late Fees: If you do not complete the title transfer and add a driver to your Missouri car title within a certain amount of time, you may be subject to late fees. These fees can vary depending on how long you wait to complete the transfer.

It is important to keep in mind that these fees are subject to change, and you should always check with the Missouri Department of Revenue to ensure that you have the most up-to-date information. By being aware of the fees associated with adding a driver to your Missouri car title, you can avoid any surprises and plan accordingly.

Gathering the Necessary Documentation

Adding a driver to a Missouri car title requires specific documentation, and it’s essential to gather everything you need before beginning the process. The first document you’ll need is the original car title, which should be in the name of the current owner. Additionally, you’ll need a completed application for Missouri title and license form. You can obtain this form from your local Missouri Department of Revenue office or download it online from the department’s website.

Another essential document you’ll need is a valid driver’s license for the person you’re adding to the title. The driver’s license should be issued by the state of Missouri, and it must be current and not expired. Additionally, if the person you’re adding to the title is not a Missouri resident, they must provide a valid out-of-state driver’s license and proof of insurance.

Finally, you’ll need to provide proof of insurance for the vehicle. This can include a copy of your insurance policy or a liability insurance card issued by your insurance company. The insurance must meet Missouri’s minimum liability requirements, which are $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 per accident for property damage.

What documents does the driver need to provide to be added to a Missouri car title?

Adding a driver to a Missouri car title is a process that requires a few important documents. The first document that is necessary is the driver’s valid driver’s license. The license must be current and issued by the state of Missouri. Additionally, the driver must provide proof of insurance coverage that meets the minimum requirements set by the state.

Another important document that must be provided is the Application for Missouri Title and License (Form 108). This form can be obtained at any Missouri Department of Revenue office, or it can be downloaded from the department’s website. The form must be completed in full and signed by both the vehicle owner and the driver being added to the title.

Finally, the driver must provide a copy of the vehicle’s current registration. This is necessary to ensure that the vehicle is properly registered and that there are no outstanding fees or issues that need to be addressed before the driver can be added to the title.

What documents does the car owner need to provide to add a driver to a Missouri car title?

• Original Car Title: The car owner must provide the original car title to add a driver to the title. The title should be in good condition, and the information on it should be accurate and up to date.

• Driver’s Information: The car owner should provide the driver’s full legal name, date of birth, and social security number. Additionally, the driver’s current address, phone number, and email address should be provided.

• Proof of Identification: The car owner should provide proof of identification, such as a valid driver’s license or state ID, to verify their identity.

• Notarized Application: The car owner and the driver will need to fill out and sign an application to add the driver to the car title. The application must be notarized to make it official.

Once the car owner has gathered all of the necessary documents, they can submit them to the Missouri Department of Revenue or a licensed third-party provider to add the driver to the car title. The process typically takes a few days to complete.

Completing the Application Process

Submit the completed application: Once you have gathered all the necessary documents and completed the application, you must submit it to the Missouri Department of Revenue. You can submit the application in person, by mail, or online through the Department’s website.

Pay the necessary fees: There are fees associated with adding a driver to a Missouri car title. You can find the current fees on the Department of Revenue’s website or by contacting their office directly. Make sure to include payment for all applicable fees when you submit your application.

Wait for the new title to arrive: After submitting your application and paying the necessary fees, you will need to wait for your new car title to arrive. This can take several weeks, so be sure to plan accordingly if you need the new title by a certain date.

Once you receive your new car title with the added driver’s name, make sure to keep it in a safe place. You may also want to inform your insurance company of the change, as adding a driver to the car title may affect your insurance coverage and premiums. With the process complete, you can now enjoy the peace of mind that comes with having all the necessary paperwork in order.

Where can I obtain the application to add a driver to my Missouri car title?

The application to add a driver to a Missouri car title can be obtained from several sources. The Missouri Department of Revenue website offers a downloadable version of the application, which can be printed and filled out at home.

Additionally, the application can be obtained in-person at any Missouri Department of Revenue office or a licensed motor vehicle dealer. It is important to ensure that the most up-to-date version of the application is being used to avoid any delays or errors in the process.

When obtaining the application in-person, it is recommended to bring all necessary documents and information, such as the driver’s full name and contact information, as well as the car’s make, model, and vehicle identification number (VIN), to ensure a smooth and efficient process.

What is the process for submitting the application to add a driver to a Missouri car title?

• Step 1: Complete the Application for Missouri Title and License (Form 108) and provide all required information about the vehicle, the owner, and the new driver.
• Step 2: Provide the required documents, including a valid driver’s license or state ID card for the new driver and the current car title.
• Step 3: Pay the required fees, which may vary depending on the county where the vehicle is registered.
• Step 4: Submit the completed application, documents, and fees to your local Missouri Department of Revenue office. You can also mail them to the address listed on the form.

Once your application is processed, the Missouri Department of Revenue will issue a new car title that includes the name of the new driver. It’s important to note that the new driver’s name will also be added to the vehicle’s registration, so they will be responsible for maintaining the vehicle’s insurance coverage and complying with all applicable traffic laws.

If you have any questions about the process for adding a driver to your Missouri car title, you can contact your local Department of Revenue office or visit their website for more information.

Overall, the process for adding a driver to a Missouri car title involves completing an application, providing required documents, paying fees, and submitting everything to the appropriate state agency. By following these steps and meeting all requirements, you can ensure that your car title reflects the proper ownership and that you remain in compliance with Missouri state law.

Getting Your Updated Missouri Car Title

After submitting your application to add a driver to your Missouri car title, you will need to wait for the new title to be issued. This process can take several weeks, so be patient.

Once the updated title is issued, you will receive it in the mail. It’s important to review the new title to ensure that all information is correct and matches the documentation you submitted.

If there are any errors or discrepancies on the new title, contact the Missouri Department of Revenue to have them corrected.

Finally, once you have the updated title in hand, store it in a safe and secure location. You may also want to make a copy for your records or for the driver you added to the title.

How long does it take to receive an updated Missouri car title after adding a driver?

After submitting the necessary paperwork and fees to the Missouri Department of Revenue, it typically takes about 4-6 weeks to receive an updated car title with the new driver listed.

If you need the updated title sooner, you can expedite the process by paying an additional fee for expedited processing. This can usually reduce the processing time to 3-5 business days.

It’s important to note that the processing time may vary depending on the volume of applications received by the Department of Revenue, as well as any issues or errors with the application that need to be resolved.

Processing Option	Processing Time	Additional Fee
Standard Processing	4-6 weeks	N/A
Expedited Processing	3-5 business days	$25

Once you receive the updated title, make sure to review it carefully to ensure all the information is accurate and up-to-date. If you notice any errors, contact the Department of Revenue to have them corrected as soon as possible.

What should I do if there is an error on my updated Missouri car title?

If you notice an error on your updated Missouri car title, it is important to address it as soon as possible. The first step is to review the title and identify the error. Common errors may include incorrect names, incorrect addresses, or incorrect vehicle information.

Once you have identified the error, you should contact the Missouri Department of Revenue to request a correction. You will need to complete an application for corrected title and provide any necessary documentation. The fee for a corrected title is typically around $10.

After you have submitted your request, it may take several weeks for your corrected title to arrive in the mail. Once you receive your corrected title, be sure to review it carefully to ensure that all errors have been corrected.

Frequently Asked Questions